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How a Truck Insurance Company Investigates a Crash

Posted in Truck Accident on November 11, 2019

No vehicle accident is easy to handle; however, truck accidents are very different from accidents that only involve passenger cars. A large semi-truck is extremely complex and a collision with one can cause enormous damage. Furthermore, an accident with a commercial vehicle will generally involve numerous large companies and their insurance providers. You have the right to seek compensation from one or various parties who hold responsibility for your accident. Since truck insurance companies know that there is a lot of money at stake after an accident, they will aggressively seek to reduce any liability that they have to pay you damages. For these reasons it’s important for you to call a skilled Florida truck accident lawyer if you or a loved one have been badly hurt in a truck accident.

Knowing how insurance companies approach truck accidents is essential if you are to recover the compensation that you deserve. Contact the Law Offices of David I. Fuchs to speak with a Fort Lauderdale lawyer who has years of experience investigating truck accidents. Call our office at (954) 568-3636 or use our online form.

The Insurance Company’s Investigation Is Centered Around Cost Savings

All vehicle insurance companies are for profit businesses. Their goal is to increase their earnings; a primary way to do this is to reduce their liability to pay accident damages. Many accident victims are shocked when their own insurance providers offer them a financial settlement that is far too low to cover the costs of their injuries. The insurance companies understand that truck accidents can result in significant injuries and destruction. Insurance providers and the truck companies want to quickly settle your case for as little as possible. An insurance company fears a long drawn-out court process where they could lose at trial and be required to pay large sums of money.

Our legal team has worked on many truck accident cases, and we know that a low settlement offer can be rejected. Your lawyer must present a strong case when negotiating with the truck insurance company. This will convince them that going to trial could be very costly, and that they should offer you a settlement that is fair given the extent of your damages.

Florida’s Negligence Law May Be Used Against You

Insurance companies will assemble teams of lawyers and experts in order to work on cases where they face especially huge costs. Our legal team has represented many South Florida accident victims where serious injuries require the insurance company to pay large sums of money for compensation. Finding other liable parties in the event of a truck accident can help an insurance company that is trying to avoid financial liability. While there are many possible parties who hold responsibility for your accident, the insurance company may focus on your actions as they seek to pass the blame onto you.

Florida’s comparative negligence law allows for multiple parties to be found liable for an accident. This can result in a reduced compensation payment for an injured party. The insurance company knows that if you are found to be partially responsible for your accident, the court can reduce the amount of money that they must pay you. The law holds that this reduction can be equivalent to your share of responsibility for your accident. For example, if you hold 30% responsibility for the accident, then your compensation can be reduced by 30%. A skilled truck accident lawyer understands that it’s important to build a very strong case so that the insurance company cannot reduce your damages. We do the following when securing the damages that our clients deserve:

  • Speak with first responders – Police and emergency services must be consulted in order to learn exactly what happened at the scene of an accident.
  • Review witness statements and photos – Witness statements regarding your accident can help demonstrate how the other party was at fault, and how they owe you compensation.
  • Review your injuries with doctors – It’s essential to demonstrate the specifics of your injuries if you are to recover sufficient funds to help your recover. This includes the costs of long term treatment over the following months and years.
  • Secure damages from negotiations or at trial – A skilled lawyer understands that your case for damages can convince the other party to provide you with a fair settlement offer. However, we will use our years of courtroom experience to win at trial if necessary.

A Skilled Lawyer Can Recover the Damages You Deserve

Do not delay in seeking legal counsel. Florida’s statute of limitations law can keep you from recovering compensation if you wait too long to file a claim. The insurance company knows this, and their investigations and negotiating tactics are often used to stall and waste time. This puts financial pressure on injury victims, and it can force them to accept a bad deal due to desperation. Having a skilled and knowledgeable truck accident lawyer from the beginning will convince the insurance company that you will only accept a reasonable settlement offer. The survivors of truck collisions that we have helped need damages for the following:

  • Current and future medical bills including doctors’ visits and surgery,
  • Therapy that can help a victim regain normal use of their body,
  • Lost wages and reduced future earning capacity due to the accident,
  • Emotional distress commonly diagnosed as Post Traumatic Stress Disorder,
  • Medication for pain and discomfort,
  • Property damage,
  • Punitive damages if the negligent party acted in an especially careless manner, and
  • Wrongful death payment if a loved one was killed in the accident.

The Law Offices of David I. Fuchs Can Help

Truck accidents generally result in horrific collisions, and they happen every day in Florida. Your life can be completely altered forever, and the insurance companies involved may be less than helpful because they are seeking to pay out as little as possible. Insurance providers take truck accidents very seriously since they know that they might be on the hook to pay a significant sum of money. Contact a skilled truck accident lawyer as soon as possible. These cases are complex and involve extensive state and federal regulations. Our legal team has investigated many truck accidents for our clients, and we know how to help you secure the compensation you deserve.

Contact the Law Offices of David I. Fuchs to speak with one of our Fort Lauderdale accident lawyers today. Call our office at (954) 568-3636 or use our online form.