Yes, you can get compensation to cover your medical bills, lost wages, and other losses after a car accident. You may be able to file a claim under your insurance as well as that of the at-fault driver.
David I. Fuchs, Injury & Accident Lawyer, P.A., has more than 30 years of experience helping accident victims like you. Our experienced Fort Lauderdale car accident lawyers will help you file a claim and get the money you need to cover your damages.
Contact us today using the online contact form to reach out.
Who Can I Get Money From After a Wreck?
You can get financial compensation for losses, such as wage loss and medical costs, from anyone liable for your damages. Financial liability is not necessarily the same as fault; a person or company may be financially liable if they are obligated to pay you money.
First Party Insurance Claim
Florida is a no-fault accident state; all drivers must have Personal Injury Protection insurance. This will cover a percentage of your medical bills and lost wages. However, it will not cover everything. You will need an attorney to help you find alternatives to cover your damages.
PIP will cover up to $10,000 minus your deductible amount. It is designed to reduce the need to sue for reimbursement of medical costs and related bills. It covers 80% of reasonable medical expenses. It also covers 60% of lost wages as a result of the accident. Additionally, PIP will pay $5,000 for death benefits.
Third Party Insurance Claims
You may be able to file a claim against the at-fault driver’s insurance company. If you have property damage or more than $10,000 in medical bills and lost wages, you will need to file a third-party claim.
Florida requires drivers to have bodily injury coverage of $10,000 per person, up to $20,000 per accident. They must also have $10,000 in property damage liability. Uninsured motorist coverage is also required for $10,000 per person and $20,000 per accident.
If you are involved in more than a fender bender, you will likely have more damages than the at-fault party can cover with state minimum policy limits. If they can’t cover your losses, you may need to sue the other driver.
Car Accident Lawsuit
If you have more damages than either insurance company will cover, you might be able to sue the at-fault driver. It’s essential to determine if they have the money to pay you what you deserve. Attorney David I. Fuchs will investigate their assets and find out if a personal injury claim is worthwhile.
Additional Parties Who Could Be Responsible
In addition to the other driver, you may be able to find additional parties who are also responsible for your accident. Parties who may be liable include:
- The vehicle owner
- The driver’s employer
- A manufacturer
- A vehicle seller
If you fail to name all of the necessary parties to a lawsuit, then your case could be thrown out altogether. Attorney David I. Fuchs will leave no stone unturned to hold everyone accountable.
Getting You the Most Money Possible Every Time
Attorney David I. Fuchs has more than 30 years of experience fighting for the victims of car accidents. We know how to take a case from start to finish efficiently and effectively. Use our online contact form.