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Major Car Insurance Companies in Florida and How Your Attorney Will File a Claim With Them

Attorney David I. Fuchs

Author

Attorney David I. Fuchs

Date

Feb. 25, 2021

Category

Car Accidents

Nearly everyone will have a car accident at some point. After getting medical treatment, your next step should be reaching out to a personal injury attorney who can help you file a claim with the insurance companies involved.

The insurance companies will have a team of adjusters and lawyers on their sides. You need someone to help you as well. Attorney David I. Fuchs has more than 30 years of experience helping victims of car crashes get the money they deserve. Call today at (954) 568-3636 or use the online contact form to reach out.

What Are the Top 10 Insurance Companies in Florida?

Many car insurance companies operate in the State of Florida. The top 10 companies based on the number of premiums for policies they sold include:

  1. GEICO
  2. Progressive
  3. State Farm
  4. Allstate Corp.
  5. USAA
  6. Liberty Mutual
  7. Travelers
  8. National General Holdings Corp.
  9. Kemper
  10. Auto-Owners Insurance

These insurance companies make up more than 85% of the car insurance market in Florida. GEICO holds over 25% of Florida insurance customers. Progressive has 18% of the market, and State Farm makes up nearly 15%. The other companies have a much smaller share of the insurance market in the state.

How Will My Attorney File a Claim With the Insurance Company?

You should never file a claim with the insurance company on your own. Call your attorney and let them do it for you. If you call the insurance company, they will ask you many questions and attempt to blame you. Their goal is to pay you as little as possible. Don’t fall into their trap. Talk to your attorney about what happened and develop a statement before you ever talk to anyone.

Filing the Initial Claim

To file a claim with any insurance company, your attorney will begin by reaching out to their claims department. They may print a form and complete it, file a claim over the phone, or utilize an online form. Your attorney will use the option that will reduce time.

The insurance company will then contact your attorney and ask for additional information. The insurance company will want information about your medical costs, property damage, and other losses. You can help your lawyer by keeping track of all of your costs and updating them frequently.

Don’t Accept the First Offer From the Insurance Company

The insurance company will likely make an offer quickly after they learn about your initial damages. This offer is rarely the best one you will get. Inexperienced attorneys might encourage you to accept the first offer, but attorney David I. Fuchs will not. He is skilled at negotiation and will push the insurance company to consider all past and future damages before making a fair offer. Attorney Fuchs will demand a settlement that meets all of your needs.

What Should I Do if the Insurance Company Denies My Claim?

If the insurance company denies or delays your claim, attorney David I. Fuchs can help you force them to act in good faith. Sometimes insurance companies act in bad faith and don’t evaluate a claim the way they should. They need to be threatened with a personal injury lawsuit or reminded about their duties. Less experienced attorneys may be afraid to confront the powerful team from the insurance company. Attorney Fuchs will make sure your rights are protected, and the insurance company follows the law.

Call David I. Fuchs To Handle Your Car Insurance Claim

Insurance claims in Florida can be complicated. Each car insurance company has a slightly different method of accepting a claim. Attorney David I. Fuchs has been working in Florida for long enough to have experience with nearly every insurance company. He knows how they work.

If you have any questions about how to begin a claim or manage one denied, you need to contact attorney Fuchs right away. Call him at (954) 568-3636 or use our online contact form today.