Car accidents can be confusing enough without the at-fault party shirking liability by illegally fleeing the scene of the crash. Without the driver around to hold liable, how do hit-and-run victims recover the costs of their damages? Help from a car accident attorney in Fort Lauderdale can make all the difference in these complex cases. The Law Offices of David I. Fuchs can assist injured parties in insurance claim settlements and personal injury lawsuits after hit-and-run accidents. We know the many ways victims could be able to recover compensation, with or without the guilty party available.
Florida is a no-fault car insurance state. This means that, regardless of who is at fault for the accident, all parties must seek primary recovery through their own insurance companies. Under the no-fault laws, whether the other party is available to answer for the accident, you will call your own insurance company to file a claim. Call your insurance agent as soon as possible, as there is typically a tight deadline for reporting a crash.
If you have uninsured/underinsured motorist (UM/UIM) insurance coverage, your claim might be simple. Your insurance company can use this coverage to offer you benefits after a hit-and-run as if the at-fault driver had stuck around but did not have enough insurance. UM/UIM coverage is optional in Florida, so you will not have it unless you agreed to pay for this additional coverage. Call your insurer after a crash and ask if you have this type of coverage on your policy. If so, it shouldn’t be an issue to recover through your insurer.
Without the other driver available, you might run into difficulties proving your claim. The insurance company will investigate the collision but may deny your claim if it believes you are attempting some form of insurance fraud. If you end up in this unfortunate circumstance, call our attorneys for assistance right away. You could be the victim of a bad faith claim, in which the insurer tries to save money by unfairly denying or delaying your claim. If you run into trouble with your insurance claim after a hit-and-run, count on an attorney for assistance.
There is a chance you can sue one or more parties after a hit-and-run collision. This could be the case if police catch the hit-and-run driver or if another party contributed significantly to your crash. If someone struck you as a driver, bicyclist, or pedestrian and took off, consider whether someone else could also be at fault. For example, if the other driver struck you because of a malfunctioning traffic light, you might be able to hold the city of Fort Lauderdale liable for lack of roadway maintenance.
A conversation with an attorney can help you explore all possible defendants for a personal injury lawsuit, even without the at-fault driver present. Our lawyers can help you stand up for your rights after a harmful hit-and-run. For a complimentary case evaluation with one of our experienced Fort Lauderdale hit and run lawyers, reach out to our firm today.